There's also the problem of taxes, many people will store everything and not take money out for tax, so they'll lose plots. This is a survival server, so storing xp is not an option. Also loans... Money is very easy to get if you put effort into it. Flooding the economy with loan money that doesn't necessarily need to be paid back ( is there a time frame to pay back the money? What happened if people can't/won't/don't pay it back? People can just quit and never pay anything back, leaving spawners and what not laying around.) will make many thing worthless.